Skip to main content
  • Home
  • Our policies
  • Find a Vetsure Vet
  • Pet Info
  • News & Blogs
  • Videos
  • Vet Site
  • Contact us
  • Accident & illness
  • Preventative care
  • Range overview
  • Table of benefits
  • Policy documents
  • Vetsure articles
  • Make a claim
  • FAQs

Frequently asked questions

Below you can find answers to common questions about Vetsure Insurance policies.


How old does my pet need to be when cover starts?

Your pet needs to be at least 8 weeks old and less than 10 years old at the start of cover.


When does my cover start?

Your cover will start on the date you specify, but there will be a 14-day 'waiting period' before illness cover begins. The 'waiting period' means a period of 14 days from your cover start date during which if an illness occurs or shows clinical signs it will be excluded from cover unless otherwise agreed and noted on your Schedule.
The 'waiting period' does not apply to the Accident Only policy as illnesses are not covered.


Do you stop offering cover when my pet is older?

Your pet must be more than 8 weeks old and less than 10 years old to arrange a Vetsure Pet Insurance policy for the first time.  Once your pet is insured cover will continue for the remainder of your pet's life as long as the premiums are paid.


Can I pay for my policy in instalments? Do you charge interest if I pay in this way?

You can pay for your policy in 12 interest free monthly instalments.


What is a claim excess and how much will this be?

The claim excess is the amount you pay towards each new, unrelated claim. You will be liable to pay a £69 excess if your pet is treated at a Vetsure affiliated clinic (or any other clinic at your own vet's direction) and £89 if your pet is treated at any other veterinary practice of your own choosing. Please note that for pets over the age of 8 years, a 15% co-payment will apply to each claim payment for veterinary fees, special diets and complementary medicine, which is in addition to the deduction of the applicable standard excess.


How can I find out if you have received my claim?

You can track your claim on the website using the 'Make or Track a Claim' option.


How long will it take to process my claim?

The process will normally take five working days from the day we have received the completed claim form.


Will you pay the vet or me direct?

We have an arrangement whereby the insurer usually pays your Vetsure vet directly. For any eligible treatments, you normally need only pay us the applicable excess. 
If your pet receives treatment at a non-Vetsure affiliated clinic you may have to pay the full cost at time of treatment and claim this back from the insurer yourself.


What happens if I move and have to take my pet to a non-Vetsure affiliated clinic?

If you move house to anywhere within the UK (inc Northern Ireland) you can still keep your Vetsure pet insurance policy.  You can use our Find a Vetsure Vet tool to check whether there is a Vetsure-affiliated clinic near to your new home.  If not, you can take your pet to any vet of your choosing - the only difference is that you will pay a slightly higher excess of £89 if you attend a non-Vetsure affiliated clinic. 

Get a quote in minutes

Fill in our online form or call
0844 879 7061

 

Retrieve a Quote

Please enter your details
to retrieve a quote.

Post code
Quote reference

 

Make or Track a Claim

Please enter your details to notify us of a claim or track a claim in progress

Post code
Policy reference
  • Site map
  • About us
  • Contact us
  • Customer feedback
  • Your privacy
  • Security
  • Terms and conditions
  • DEFRA
  • Login

Vetsure Pet Insurance® is a registered trading name of TVIS Limited (FSA no.523215) who are authorised and regulated by the Financial Services Authority (FSA).   Vetsure pet insurance is arranged and administered by Ultimate Pet Partners (FSA no.493636) who are an Appointed Representative of Ultimate Insurance Solutions Ltd (FSA no.311368) and are authorised and regulated by the Financial Services Authority.  You can check this information on the FSA’s Register by visiting the website www.fsa.gov.uk/register/home.do or by contacting the FSA on 0845 606 1234.  Ultimate Pet Partners are registered in England at 5th Floor, Connect Centre, Kingston Crescent, Portsmouth, PO2 8DE.  Tel: 0845 604 2308 Fax: 023 9265 4067 (Company Registration No. 6740793).  Policies are underwritten by Red Sands Insurance Company (Europe) Limited, which is authorised and regulated by the Gibraltar Financial Services Commission under the Insurance Companies Act 1987 of Gibraltar and is a member of the UK’s Financial Services Compensation Scheme and the Association of British Insurers (ABI).  Registered in Gibraltar at Level 3 Ocean Village Business Centre, 23 Ocean Village Promenade, Gibraltar.  (Registered No. 87598).