Your pet is more than just a pet. They are a best friend, a companion and a family member. They are always there for you and constantly offer you unconditional love and friendship. You are their whole life, and no one knows them like you do. Sadly, as they get older, they may start to need more veterinary care. It’s at this point, that many owners wish they had taken out insurance earlier. However, most insurers will not offer insurance for accident and illness cover for pets over eight years of age – although will typically continue to offer cover if the policy was first taken out before the eighth birthday.
The good news with Vetsure is that cover is offered for any pets up to 10 years of age and, provided premiums are kept up to date, cover will continue to be provided for the remaining life of the pet. Although, up until recently the options for uninsured pets after 10 years of age has been limited.
It can be a very distressing time for owners to see their once vibrant and energetic pet become slower and less enthusiastic as they enter old age. It can also be heart breaking to see them in pain and require veterinary care, but what if you don’t already have insurance in place for your senior pet?
Quality Accident Only Insurance for pets over 10 years
Many insurers stop offering new policies for pets once they are classed as being ‘Senior’. This is often when they turn 8 years of age, but can be earlier for certain breeds of dog. If the relevant insurance policy is not purchased prior to this cut-off point, it can be a very stressful time trying to find the appropriate cover for your pet.
Whatever your circumstance, at Vetsure, we want to always to be able to help care for your pet regardless of their age. That is why, we now offer our ‘Accident Only’ insurance for all pets regardless of their age. This means that even if you didn’t have any insurance in place before your beloved companion turned 10, you can still ensure they have some cover to protect them in the case of an accident.
Remember, you can still insure your pet for Accident AND Illness cover (under our Premier and Premier Plus policies) policies up to their 10th birthday.
What does Accident Only Over 10’s include?
Vetsure’s Accident Only policy provides your senior pet with cover for accidental injury only. For example, this would cover treatment following a road traffic accident, foreign body ingestion, bone fractures, lacerations, burns and such like. This policy would not cover illnesses or conditions that have an underlying medical cause such as cruciate ligament rupture and patella luxation.
Tailor your cover
As standard with your Accident Only Over 10s insurance policy, you would receive:
- £2,000 in Veterinary Fees, per condition, per policy period.
- £1,000 towards Complementary medicine per policy period.
- £1,000 for Death of Pet.
- £200 for Transportation Costs per policy period.
Then, choose an Excess Level to suit your budget. We have three levels of Vet Fees excess you can choose between: £69, £109 or £149.
These are collected once only per condition. Not per condition per year as is the case with many other pet insurance providers.
You can then further tailor your Accident Only policy to suit yours and your pet’s individual requirements, with the following three optional covers:
Additional Benefits Cover (ABC)
Vetsure’s ‘Additional Benefits Cover’ includes the following benefits:
- Emergency Boarding Kennel / Cattery Fees
- Holiday cancellation
- Accidental Damage
- Personal Accident
- Dog Walker
- Overseas Travel (Vet Fees, Quarantine, Lost Documents.)
Public Liability (for Dogs only)
Up to £2 million per incident. Provides cover for damages and costs arising from ownership of your dog.
Preventative Care Vouchers
We offer Preventative Care Vouchers to help you save on your pet’s preventative healthcare needs. These vouchers are worth at least £160 per year.
- 4 vouchers worth £15 each off flea/ Worm treatment
- £20 off cost of vaccination
- £20 off neutering or dental procedures
- £10 off microchipping or screening blood test
- £20 off health Screen Consultation every 6 months
- Free urine and eye tests
- Free weight and diet consultation
- 5% off Pet Food and Shop Products
Please note – this optional cover is currently only available, and vouchers only redeemable, at selected accredited clinics.
Terms and conditions apply.