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  • Pet Insurance Policies


Our Policies

When you take out a policy you need reassurance that you have the level of cover you wanted and that your policy will deliver when it is needed. That’s why your vet promotes Vetsure policies.  Here’s some more specific reasons:


Practising vets have all experienced the frustration felt by many pet owners when it comes to making a claim on their pet insurance policy. The Vetsure range has been designed in close collaboration with vets to try to keep things as clear and simple as possible. As a result, a growing number of vets across the UK now actively promote and trust Vetsure. We work very closely with vets to make sure that, should your pet require treatment, we will make the claims process as simple as possible.


Vetsure are happy to settle claims directly with any UK vet – in fact, if you use a Vetsure accredited practice, all claims will be settled in this way. At the time of treatment, simply pay your vet the policy excess contribution and leave the rest to us.

  • Many insurers suggest that they will make direct payments to your vet in the same way, but in reality it is up to your vet as to whether they trust the insurer sufficiently to agree to this.


With Vetsure you can pick and choose from a range of benefits and benefit levels to suit your budget. To further adjust your monthly premium, you can choose from a range of excess levels. The excess is the payment contribution that you make at the time of making a claim and, with Vetsure, this is charged once only per unrelated condition. You can choose between three excess levels.

The higher the excess you choose, the lower the monthly premium.

  1. £69
  2. £109
  3. £149


The treatment benefits on all Vetsure policies will recharge every year for each condition – meaning that ongoing conditions like diabetes and arthritis will continue to be covered*. Other providers may have benefit levels that expire 12 months after a condition is first apparent or after a certain financial limit has been reached. We will also only charge your excess once per unrelated condition.

  • Many pet insurers charge the excess every year – which can soon make costs add up.


We want to encourage pet owners to undertake treatments aimed at keeping their pet healthy for life. However, pet insurance policies do not generally cover preventative care treatments. Vetsure offer optional ‘Preventative Care Vouchers’ (worth at least £160 per year) to help cover the costs of vaccination, neutering and worming and more**. Our aim is to help pets live a longer, happier life – not just for the obvious welfare benefits, but also to keep pet insurance affordable for more pet owners.


Vetsure offer cover for vet fees up to a benefit limit of £2,000 or £5,000 per condition per policy period. You can make claims against an unlimited number of different eligible conditions each year.

  • Many insurers quote a benefit level that applies to the total of all conditions rather than for each separate condition.

* Provided you continue to renew your policy and your premiums are kept up to date.

** Available at selected Vetsure-accredited practices only


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